... Red car proved expensive to insure?

Youth America's not superstition, 53% of Gen Y customers (around 20 and 30 years old) still believe the "myth" about buying a red car have to pay higher premiums. 
This is the opinion of 44% of US consumers in a recent study on insuranceQuotes.com, an insurance comparison sites online. 53% of Gen Y customers (around 20 and 30 years old) still believe the "myth" of the red car to be true. This is also the thought of a 45% college graduates and 42% of Americans with household incomes of about $ 75,000 annually or more. 

Many automobile insurance companies can consider many factors to consider affect the calculation of the sum insured, but the color was not what they thought. Loretta Worters, vice president for communications at the Insurance Information Institute in New York (United States) said on CNBC television website: "The colors are not related to the actuarial rate. I think people just keep this practice just because of word of mouth alone. " 
In fact, some auto insurers never even ask what color you like when you ask them to send the price .According to car insurer Geico reputation (USA): "A red car did not get more of your money than a blue, yellow, black or blue. Insurance companies are interested in using the product, texture, pattern, types of chassis, engine size and age of your vehicle. And whether you recognize all based on the color of the car, it's a different story. " 

Laura Adams, senior analyst insuranceQuotes.com page in a recent report, said:" All things this shows that millions of Americans need to review what included and not included in the car insurance package ". 

and this is not the only story circulated about car insurance. 44% of Americans still hold wrong beliefs that insurers will not pay if the fault belongs to the vehicle user. In fact, most of the insurance agreement will support repair payments even if the accident was caused by you.InsuranceQuotes.com identified sites most Gen Y customers are not even aware of this. 

In addition, 17% of Americans do not grasp the handlebars residence localities can be a great influence factor ratios they must pay insurance. By following Worters vice president: "If you live in the cities, you have to pay more than if you live in the suburbs because of clear urban always more people." 

In general, in the city rate of vandalism, theft and accidents are often higher than rural areas.However, a large population is not the only reason for this situation. Insurance rates can vary based on the cost and frequency of litigation, auto repair and health care expenses, the possibility of insurance fraud and the impact of weather. Also, cars were burgled content nor in insurance payments. 34% of American car owners believe that the spare parts were "junk" from their car will be the insurance company for payment. This is not true because the protection of property stolen belongs to the scope of responsibilities of the landlord and tenant insurance.

6 service automobile insurance is important to have

experience After a period of insurance services, automobile, face the problem traffic participants, will draw customers to their services necessary to choose a product suitable car insurance. 


for the first customers to own a car, buy insurance for the car will be based on the advice of the salesperson, the introduction of acquaintances ... 
Because car buyers simply do not have the experience necessary for the service when choosing car insurance. However, after a period of experience of insurance services, automobile, face the problem traffic participants, customers will derive for themselves the services they need to choose an insurance product car insurance for the next time. Those are the basic services as follows: 

Hotline 

This is an effective tool to support customers using the car insurance. Hotline support timely emergency situations when the accident regardless of day or night. Guiding clients handle situations at the scene when the incident. Besides the recognition and tracking processes of compensation, the hotline can answer any questions customers from products and services to the compensation procedure. 

Rescue free transportation 

when the incident occurred customers just wanted his car was towed to the garage for repairs. Will no one cares how much should it cost to rescue his car was about safety. However, if the vehicle fails in a remote place in the dark, the rescue transport costs is not a small effect. So rescue service free traffic across the country as well as the preferred choice for car owners. 

Should insurance plan selection services in the garage repair genuine for your car. 

Repair genuine garage 

This service is equally important to ensure that the car retains value after repairs. With genuine repair garage, customers assured of quality repairs and replacement parts. Moreover, insurance companies are now linked to the repair garage genuine, the insurance company will pay directly to the garage, so customers do not have to pay cash when repair this garages. 

Repair and replacement of spare parts is not amortized 

nobody automobile insurance to forward the issue with her. However, life is always "no one knows the word surprise", so if there is a problem the customer does not have to take time to calculate their depreciation if the car insurance and repair service replacement parts are not amortized. For used cars, is very difficult to calculate depreciation for the car parts need replacing. For expensive luxury cars, repair and replacement of spare parts is not amortized as a Vietnam Service priority to ensure the car remains the same after repair value. 

Insurance hydro click 

Shui size ( submerged) is always the specter of the driver when the traffic in the rainy season because water hammer always cause severe engine damage and high repair costs. So shui fire insurance is always a top concern of customers when buying car insurance. Currently, a number of insurance companies providing coverage hydro stimulus package will be in the physical vehicle insurance. When buying car insurance is always material hydro enabled insurance customers at no extra charge for this type of insurance. 

Insurance stolen parts 

Although this is the kind of optional insurance comes under the car but material car owners are always interested by the situation occurred stolen car parts regularly, especially in big cities. With this benefit, customers are more secure because of the risk sharing from the insurance company.